Privacy Notice

1. Introduction

This Privacy Notice explains how MCO (Switzerland) Sagl collects, uses and protects personal data when you visit this website, contact MCO, submit an enquiry or interact with MCO in relation to its fiduciary, accounting, tax, VAT, payroll, administrative, relocation or company management services.

MCO processes personal data in accordance with applicable Swiss data protection law and, where relevant, other applicable data protection requirements.

2. Data Controller

The data controller responsible for the processing of personal data described in this Privacy Notice is:

MCO (Switzerland) Sagl, Via Cattedrale 7, 6900 Lugano, Switzerland.

For privacy-related enquiries, you may contact MCO using the contact details provided on the Contact page.

3. Personal Data We May Collect

MCO may collect personal data that you provide directly, including your name, email address, telephone number, message content and any information you choose to include in an enquiry or communication.

In the context of professional services, MCO may also process information necessary to review, administer or support a matter, such as identification details, contact details, company information, accounting or tax-related information, employment or payroll-related information, residence or relocation-related information and correspondence with advisers or authorities.

When you use the website, certain technical information may also be processed, such as IP address, browser type, device information, pages visited and usage data, where this is necessary for website operation, security and basic analytics.

4. How We Use Personal Data

MCO may use personal data to respond to enquiries, communicate with you, assess whether and how MCO may assist, provide professional services, manage client relationships, administer company, accounting, tax, VAT, payroll, relocation or related matters, comply with legal and professional obligations, protect rights and interests, maintain website security and improve website functionality.

MCO does not use the contact form as a sales or lead-generation tool. The purpose of the form is to allow an initial enquiry and provide a convenient alternative to contacting MCO directly.

5. Legal Basis for Processing

Depending on the context, MCO may process personal data because it is necessary to respond to a request, prepare or perform a mandate or contract, comply with legal or professional obligations, protect legitimate interests, maintain the security of the website and communications, or because you have provided consent where consent is required.

6. Sharing of Personal Data

MCO may share personal data where necessary with professional advisers, notaries, banks, auditors, tax advisers, lawyers, authorities, IT service providers, accounting or administrative service providers and other parties involved in a matter.

Where external professionals are involved, MCO does so only where appropriate for the matter and in line with applicable confidentiality, legal and professional requirements.

7. International Data Transfers

Some matters may involve persons, companies, advisers, authorities or service providers located outside Switzerland. In such cases, personal data may be transferred outside Switzerland where this is necessary for the relevant matter, communication, administration or service provision.

Where required, MCO takes appropriate steps to ensure that personal data is protected in accordance with applicable data protection requirements.

8. Data Retention

MCO retains personal data only for as long as necessary for the purposes for which it was collected, including to respond to enquiries, provide services, manage professional relationships, comply with legal, accounting, tax, professional or record-keeping obligations, and protect legal rights.

Retention periods may vary depending on the type of data, the nature of the matter and applicable legal or professional requirements.

9. Data Security

MCO applies appropriate technical and organisational measures to protect personal data against unauthorised access, loss, misuse, alteration or disclosure.

No method of electronic transmission or storage is completely secure. However, MCO takes reasonable steps to protect personal data in line with the nature of the data and the services provided.

10. Your Rights

Subject to applicable law, you may have the right to request information about personal data processed about you, request correction of inaccurate data, request deletion or restriction of processing, object to certain processing activities or request data portability where applicable.

To exercise your rights, please contact MCO using the contact details provided on the Contact page. MCO may need to verify your identity before responding to a request.

11. Cookies and Website Technologies

The website may use cookies or similar technologies that are necessary for website functionality, security, performance or basic usage analysis.

Where non-essential cookies or analytics tools are used, additional information may be provided through a cookie notice or cookie settings mechanism where required.

12. Third-Party Links

This website may contain links to third-party websites, including official registers, professional associations or external professional contacts. MCO is not responsible for the privacy practices or content of third-party websites.

13. Changes to This Privacy Notice

MCO may update this Privacy Notice from time to time to reflect changes in legal requirements, services, website functionality or internal processes.

The version published on this website is the current version.